Budgets (Income & Expenditure)
Credit Cards and clearing debt
The importance of controlling your personal finances
It is human nature to want nice things and live well. In a society that demands instant fulfilment
it requires strength of character and personal discipline to resist these pressures and
temptations if they cannot be afforded.
Good money management is an important part of achieving your long term goals, success and
happiness. It is a life skill that most learn over time and out of necessity. Adopting this life skill
early puts you in control, will increase your opportunities, reduces stress and uncertainty, and
promotes good health, well-being and lasting relationships.
Money management includes such things as controlling your finances and living within your
means, to saving for short and long-term goals, to taking control of your financial situation and
having a realistic plan to pay off your debts.